Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
Those in colder climates don't have to hibernate in the gym all winter to break a sweat. Instead, with the right gear and know-how, you can take your workouts outdoors for the ultimate mind-clearing energy boost. Here are some tips for braving – and actually enjoying – outdoor exercise in the snowy season.
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Winter is the time of year when those creepy, crawly cold and flu germs come out of hiding in search of a warm place to snuggle up and reproduce. On just about every public surface – and harboring on cell phones and computer keypads among many other places in our homes – they prey on adults and especially love finding their way onto children who just can't seem to keep their fingers out of their mouths and noses.
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It's true that hearing loss comes with age, in fact, a reported up to 50% of those over 75 are affected. However, the World Health Organization reports that approximately 17% of teenagers and 19% of people in their 20s have signs of hearing loss, and much is likely noise-induced, especially in this digital day and age.
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Holiday cheer in the workplace can spice up the regular workday for both customers and employees. At the same time, business owners need to consider setting up some guidelines to ensure that the office remains free of discrimination. Aside from legal considerations, it's important to be respectful and inclusive of all staff and clients when decorating the office and planning holiday parties, if you choose to host one.
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Whether you specialize in carpentry, web design, or accounting, the availability of online resources and professional networks enables almost anyone to engage with potential clients and manage essential day-to-day business tasks independently. This growing pool of freelancers and self-employed professionals has simplified the process for employers, making it easier than ever to hire independent contractors to fulfill specific business needs.
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As many of those over 40 know, eyesight seems to get worse every year thereafter, resulting in a hearty sprinkling of reading glasses around the house. When you think about it, we rarely think about our ocular health unless our eyes are giving us problems.
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Holidays have a bad rap when it comes to the fattening, unhealthy foods that generally accompany them, not to mention the extra boozing and grazing that occurs at many of the seasonal parties. But not all holiday foods can be blamed for packing on the pounds. Some elements of our traditional holiday feast even have "superfood" qualities.
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With colder temperatures and snow on the horizon for those located in the northern part of the country, this is the time of year to batten down the hatches as they say. In doing so, one of the most important factors to check is your insulation. Proper insulation not only keeps the cold out, but it also keeps the energy bills down.
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