Physicians, nurses, physical therapists, chiropractors, lab technicians, and other healthcare providers share some common needs for insurance protection, even though there are differences in medical services provided. Professional Liability, sometimes called malpractice insurance, is a must, as is general liability insurance.
If you own your own practice, you may need special insurance for expensive, high tech medical equipment. On the other hand, you may have liability insurance protection provided by your employer. It's important to note, in that case, that insurance carried by an employer is meant to protect the employer first, and the individual health care practitioner second. It would be wise to consider supplemental coverage for yourself.
In addition to the appropriate coverage limits and cost of insurance premium, other important considerations in a tailored health care provider insurance program include insurance protection for miscellaneous health care facilities (labs or allied health care providers, e.g.) and coverage for legal services related to state licensing board investigations.
Let's talk and put a proposal together for your healthcare practice.