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One of the most frequently asked questions Gurry & Rogers gets in times like this current winter storm is:  “Should I make a claim on my policy?” This is not always an easy question to answer:  but, the guidelines  we use to help clients with the right advice are the following:

Keep in mind Insurance provides the protection we all need if things go severely wrong.  This is general advice.  Everyone’s circumstance is unique for a variety of different reasons. If you have claims questions, please contact us;  we will be glad to help you with the right advice.  

Your Question Your Answer     
Our General Advice
Is the damage to your property severe?  
Yes    
Make the claim.         
  No          
Pay for it with cash or credit lines.
Have you had previous claims?    
No     
If severe,  make the claim.          
  Yes   
If “highly” severe: make the claim.      
    if “moderately” severe (eg  $1,000-$5,000):  examine the possible implications of using lines of credit..       
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