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If you own a business and have been watching the sickening destruction that has been taking place in London, think about your own business and ask yourself: “Could this ever happen to me?”.  If your business is located in any major metropolitan area anywhere in the world, the  answer is “Yes”.  So, protect yourself.  Review your business insurance and make sure you are covered for the destruction of your buildings, business personal property, and business interruption.  The best policies will be “All Risk” policies; they will have exclusions and conditions so review them carefully.  What we have all been witnessing in London is a social problem that business owners have virtually no control of: but we can control the process of protecting ourselves.   

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