One of the most enjoyable traditions during the holidays is the office party….It makes us laugh just to think about some of the ones we at Gurry&Rogers have attended over the years. However, being the insurance advisors that we are, we want every owner of every small business to be careful with the exposure of too much merry-making and too many guests driving in unsafe conditions. There are plenty of good ways businesses can make sure that everyone is safe; one of the best solutions we have seen in the past is a small business that arranged a taxi service for employees. Another business we know hired a van with a designated driver to transport everyone to and from the event site. Use your imagination; there are lots of ways to be safe and have a good time. Last but not least, make sure your business insurance and your personal umbrella protects you with “host liquor liability” protection with limits of no less than $1million.