One of the most frequently asked questions Gurry & Rogers gets in times like this current winter storm is: “Should I make a claim on my policy?” This is not always an easy question to answer: but, the guidelines we use to help clients with the right advice are the following:
Keep in mind Insurance provides the protection we all need if things go severely wrong. This is general advice. Everyone’s circumstance is unique for a variety of different reasons. If you have claims questions, please contact us; we will be glad to help you with the right advice.
| Your Question |
Your Answer
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Our General Advice
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Is the damage to your property severe?
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Yes
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Make the claim.
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No
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Pay for it with cash or credit lines.
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Have you had previous claims?
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No
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If severe, make the claim.
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Yes
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If “highly” severe: make the claim.
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if “moderately” severe (eg $1,000-$5,000): examine the possible implications of using lines of credit.. |