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When it comes to protecting the assets and earnings of a small business from the losses caused by an earthquake, a flood, windstorm or a fire, we at Gurry & Rogers recommend 5 important steps:

1.     Evaluate carefully the sources (earthquake, wind, wild fires) of losses that you are exposed to in your particular area. 

2.     Review your insurance policies with your broker annually - make sure the limits and coverage provisions meet your specific needs. 

3.     Prepare for extended utility disruptions both during and after a loss.

4.     Take steps now to secure property for all the potential sources of loss. 

5.     Protect your data and computers with backups and offsite resources.

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