When it comes to protecting the assets and earnings of a small business from the losses caused by an earthquake, a flood, windstorm or a fire, we at Gurry & Rogers recommend 5 important steps:
1. Evaluate carefully the sources (earthquake, wind, wild fires) of losses that you are exposed to in your particular area.
2. Review your insurance policies with your broker annually - make sure the limits and coverage provisions meet your specific needs.
3. Prepare for extended utility disruptions both during and after a loss.
4. Take steps now to secure property for all the potential sources of loss.
5. Protect your data and computers with backups and offsite resources.
