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Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

Wed, Dec 20th, 2023

A young woman with a hearing aid and her young childIt's true that hearing loss comes with age, in fact, a reported up to 50% of those over 75 are affected. However, the World Health Organization reports that approximately 17% of teenagers and 19% of people in their 20s have signs of hearing loss, and much is likely noise-induced, especially in this digital day and age.
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Wed, Dec 13th, 2023

a work holiday partyHoliday cheer in the workplace can spice up the regular workday for both customers and employees. At the same time, business owners need to consider setting up some guidelines to ensure that the office remains free of discrimination. Aside from legal considerations, it's important to be respectful and inclusive of all staff and clients when decorating the office and planning holiday parties, if you choose to host one.
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Wed, Dec 6th, 2023

A woman with a dog working from homeWhether you specialize in carpentry, web design, or accounting, the availability of online resources and professional networks enables almost anyone to engage with potential clients and manage essential day-to-day business tasks independently. This growing pool of freelancers and self-employed professionals has simplified the process for employers, making it easier than ever to hire independent contractors to fulfill specific business needs.
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Wed, Nov 22nd, 2023

Eye ExamAs many of those over 40 know, eyesight seems to get worse every year thereafter, resulting in a hearty sprinkling of reading glasses around the house. When you think about it, we rarely think about our ocular health unless our eyes are giving us problems.
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Wed, Nov 15th, 2023

two people passing food at a holiday dinnerHolidays have a bad rap when it comes to the fattening, unhealthy foods that generally accompany them, not to mention the extra boozing and grazing that occurs at many of the seasonal parties. But not all holiday foods can be blamed for packing on the pounds. Some elements of our traditional holiday feast even have "superfood" qualities.
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Wed, Nov 8th, 2023

handyman inspecting hvac ventWith colder temperatures and snow on the horizon for those located in the northern part of the country, this is the time of year to batten down the hatches as they say. In doing so, one of the most important factors to check is your insulation. Proper insulation not only keeps the cold out, but it also keeps the energy bills down.
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Wed, Nov 1st, 2023

Two people in a business meetingIn many cases, the reasons for letting someone go are quite obvious and difficult for employers to ignore. This includes things that can be measured, like a decline in performance made clear by shrinking sales numbers and frequent absences. Then there are the ones that are witnessed or reported from other workers, such as poor team dynamics and low overall morale.
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Wed, Oct 25th, 2023

a group of kids on cell phonesOnce upon a time, kids roamed free, going from yard to yard, playing with the neighborhood kids, organizing their own games, and coming back at dinnertime totally wiped out. Today, between screen time, school, organized lessons and sports, homework and a parental fear of letting children out of sight, this kind of free play has mostly gone out the window. What's gone out with it is a whole spectrum of growth and development opportunities, from communication skills and physical health to innovation and creativity, which all play big roles in shaping our children for a positive future.
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